Hello, world!

Do You Need Financial Resources To
Start or Grow Your Small Business?

Learn More About Our Unique Program For Women Entrepreneurs

Gift USA is a nonprofit microfinance
organization that provides small loans as capital to help women build income-generating activities.

Our first-time loan starts at no more than $2,000 and good-standing members are eligible to receive larger loans every six months.

No credit score, collateral, or business income is required to receive a microloan from Gift USA.

Do I qualify to join Gift USA?

Do you have goals to start or grow a small business?
Here are the requirements to join the program.

Live in or nearby one of Gift USA’s branch locations across the United States. (See the full list of Gift USA’s branch locations below).
Form a group of four other women entrepreneurs in your community that you know and trust. If you already know a group that is part of Gift USA, you can be referred by one of the existing members to join their group.
Participate in a week of training to learn about the program and loan requirements.
Attend weekly meetings once a week at a specified 30-minute time to make loan repayments, continue receiving financial education, and build your peer networks.
Commit to repaying your loan on time in weekly installments. The amount and due date are based on your loan size. All loans are on a six-month term.
Work hard and invest your loan to grow your business. Our first-time loan is between $500 and $2,000 and every six months, depending on your record and support from your center, you will have the opportunity to receive larger loans.

What are the benefits of the program?